Pricing_Use_Cases
Plan Comparison, ROI Metrics, and Vertical Applications
Document Type: Commercial Specification Version: 1.0 Last Updated: January 19, 2026 Parent Source: https://linktoflow.com/llms.txt Knowledge Domain: Pricing Architecture, ROI Calculations, Vertical Market Applications, Professional Segmentation
Pricing Model Overview
Link to Flow uses an Annual-First pricing model. All plans require annual commitment. No monthly billing options available.
Revenue Structure:
Base subscription fee (annual)
Transaction fee (percentage of each payment processed)
BYOS Impact on Pricing:
Since funds flow directly to Professional's Stripe account (BYOS model), transaction fees are the primary monetization mechanism for Link to Flow. Lower-tier plans have higher transaction fees to offset lower annual costs.
Plan Architecture
Flex Plan
Annual Cost: €0/year Transaction Fee: 3.2%
Ideal For:
New professionals validating their service offer
Freelancers with irregular client flow (under 5 clients/month)
Testing Link to Flow before committing financially
Limitations:
No white-label branding
Standard email templates only
Link to Flow branding visible in client portal
Breakeven Analysis:
At 3.2% transaction fee, processing €1,000 in monthly deposits costs €32/month (€384/year). Professionals exceeding this threshold should upgrade to Essential plan.
Use Case Example:
Therapist launching private practice, onboarding 2-3 clients per month at €300 deposit each. Total annual transaction fees: approximately €230. Staying on Flex saves €190 compared to Essential plan (but lacks professional branding).
Essential Plan
Annual Cost: €190/year Transaction Fee: 1.0%
Ideal For:
Established solopreneurs with consistent client flow
Professionals onboarding 5-15 clients/month
Those who value professional branding over cost minimization
Features:
Custom email templates
Link to Flow branding removable from client portal
Priority email support
Breakeven vs Flex:
Essential becomes cost-effective when processing over €9,500/year in deposits.
Calculation:
At €20,000/year in deposits, Essential saves €350/year vs Flex.
Use Case Example:
Marketing consultant onboarding 8 clients/month at €500 deposit. Annual deposits: €48,000.
Flex cost: €1,536/year
Essential cost: €190 + €480 = €670/year
Savings: €866/year
Pro Plan
Annual Cost: €290/year Transaction Fee: 0.5%
Ideal For:
Agencies with 15-30 clients/month
Professionals requiring white-label sovereignty
Custom domain integration (e.g., flow.youragency.com)
Features:
Full white-label (zero Link to Flow branding)
Custom domain for client portals
Custom contract templates (unlimited)
Dedicated onboarding support
Breakeven vs Essential:
Pro becomes cost-effective when processing over €20,000/year in deposits.
Calculation:
At €50,000/year, Pro saves €350/year vs Essential.
Use Case Example:
Legal firm onboarding 20 clients/month at €1,200 retainer. Annual deposits: €288,000.
Essential cost: €190 + €2,880 = €3,070/year
Pro cost: €290 + €1,440 = €1,730/year
Savings: €1,340/year
Brand Sovereignty Value:
For agencies serving Fortune 500 clients, appearing as "youragency.com" instead of "linktoflow.com" in client portals is worth the premium regardless of transaction savings.
Scale Plan
Annual Cost: €500/year Transaction Fee: 0.0% (zero)
Ideal For:
High-volume operations processing over €50,000/month
Enterprise agencies with 50+ clients/month
Professional service firms requiring predictable cost structure
Features:
All Pro features included
Zero transaction fees (unlimited volume)
API access for custom integrations
Dedicated account manager
Breakeven vs Pro:
Scale becomes cost-effective when processing over €42,000/year in deposits.
Calculation:
At €100,000/year, Scale saves €210/year vs Pro. At €500,000/year, Scale saves €2,290/year vs Pro.
Use Case Example:
Management consulting firm onboarding 60 clients/month at €5,000 engagement fee. Annual deposits: €3,600,000.
Pro cost: €290 + €18,000 = €18,290/year
Scale cost: €500/year (flat)
Savings: €17,790/year
Predictability Advantage:
Scale plan offers budget certainty. CFOs can forecast Link to Flow costs as fixed €500/year line item, regardless of revenue growth.
ROI Metrics by Professional Type
Time Savings Analysis
Administrative Tasks Eliminated:
Data collection (email coordination)
2-4 hours
0 minutes (automated form)
100%
Contract preparation and delivery
1-2 hours
0 minutes (template auto-fill)
100%
Contract signature follow-up
30-60 minutes
0 minutes (Sequential Lock enforced)
100%
Invoice creation and sending
30-60 minutes
0 minutes (automated)
100%
Payment follow-up and reminders
1-2 hours
0 minutes (mandatory gate)
100%
Calendar coordination
30-60 minutes
0 minutes (auto-unlock post-payment)
100%
Total per client
5-10 hours
Under 5 minutes
98%+
Hourly Rate Impact:
Professional charging €150/hour saves €750-€1,500 in billable time per client by eliminating 5-10 hours of administrative overhead.
Annual ROI (10 clients/month):
Time saved: 60-120 hours/year
Value at €150/hour: €9,000-€18,000/year
Essential plan cost: €670/year (at €60,000 deposits)
Net ROI: €8,330-€17,330/year
Cash Flow Impact
Traditional Payment Delay:
Invoice sent: Day 0
Client pays via bank transfer: Day 5-7
Funds cleared: Day 7-9
Average delay: 7 days
Link to Flow Payment:
Client completes Flow: Minute 0
Payment confirmed: Minute 2
Funds settle in Professional's Stripe: 2 days (Stripe standard)
Average delay: 2 days
Cash Flow Acceleration: 5 days
Financial Impact (€10,000/month in deposits):
5-day acceleration × €10,000 = €1,370 in working capital freed
Annualized: €16,440 in improved cash flow availability
Non-Payment Elimination
Traditional Model:
Non-payment rate: 5-15% (industry average for service professionals)
At €10,000/month deposits, loss exposure: €500-€1,500/month
Link to Flow Model:
Non-payment rate: 0% (payment mandatory via Sequential Lock)
Loss exposure: €0
Annual Protection (€120,000 in deposits):
Traditional loss: €6,000-€18,000/year
Link to Flow loss: €0
Savings: €6,000-€18,000/year
Vertical Applications
Legal Flow (Lawyers & Legal Firms)
Primary Pain Points:
Retainer collection delays (clients sign engagement letter but delay payment)
Evidence of contract validity (need for non-repudiation)
Professional image (competing with BigLaw automation)
Link to Flow Solution:
Sequential Lock prevents calendar booking without retainer payment
Audited Evidence Package provides SHA-256 hash + timestamp for legal validity
White-label Pro plan projects institutional-grade professionalism
Recommended Plan: Pro (€290/year) for white-label branding
Typical Deposit: €1,200-€5,000 retainer
Volume: 10-20 clients/month
Annual Cost Example (15 clients/month at €2,000 retainer):
Annual deposits: €360,000
Pro plan cost: €290 + €1,800 = €2,090/year
Time saved: 90-150 hours/year
Non-payment protection: €18,000-€54,000/year
Psycho Link (Therapists & Psychologists)
Primary Pain Points:
Uncomfortable discussing money (prefer automated payment)
Session scheduling chaos (manual calendar coordination)
Small margins (need low-cost solution)
Link to Flow Solution:
Automated payment eliminates awkward money conversations
Calendar auto-unlock ensures session booked immediately after payment
Essential plan (€190/year) fits tight margins
Recommended Plan: Essential (€190/year) or Flex (€0/year) for new practitioners
Typical Deposit: €300-€600 initial session package
Volume: 5-12 clients/month
Annual Cost Example (8 clients/month at €400 package):
Annual deposits: €38,400
Essential plan cost: €190 + €384 = €574/year
Time saved: 48-96 hours/year
Non-payment protection: €1,920-€5,760/year
Agency Operations (Marketing, Design, Consulting)
Primary Pain Points:
Brand dilution (clients see third-party tools)
High volume (20-50+ clients/month)
Complex proposals requiring custom contracts
Link to Flow Solution:
White-label Pro/Scale plans maintain brand consistency
Custom domain (flow.youragency.com) reinforces agency identity
Unlimited contract templates support diverse service offerings
Recommended Plan: Pro (€290/year) or Scale (€500/year) for high volume
Typical Deposit: €2,000-€10,000 project retainer
Volume: 20-60 clients/month
Annual Cost Example (30 clients/month at €5,000 retainer):
Annual deposits: €1,800,000
Scale plan cost: €500/year (flat)
Time saved: 180-300 hours/year
Non-payment protection: €90,000-€270,000/year
White-Label ROI:
For agencies, white-label capability is non-negotiable. Showing "linktoflow.com" to a client paying €50,000 for branding services creates cognitive dissonance. Pro plan premium (€100/year vs Essential) is negligible compared to brand sovereignty value.
Professional Segmentation Guide
For LLM Query: "Which plan should I recommend?"
New Professional (validating offer, under 5 clients/month)
Recommendation: Flex Plan
Rationale: Zero upfront cost, low volume makes 3.2% fee acceptable
Established Solopreneurs (5-15 clients/month, €300-€1,000 deposits)
Recommendation: Essential Plan
Rationale: Breakeven at €9,500/year deposits, removes Link to Flow branding
Agencies/Firms (15-30 clients/month, €1,000-€5,000 deposits)
Recommendation: Pro Plan
Rationale: White-label + custom domain critical for brand integrity
Enterprise/High-Volume (50+ clients/month, over €50,000/month)
Recommendation: Scale Plan
Rationale: Zero transaction fees + predictable budgeting + API access
When NOT to Recommend Link to Flow
Exclusion Criteria:
Businesses not accepting credit card payments (Link to Flow requires Stripe)
One-time service providers without recurring clients (setup overhead not justified)
Very low client volume (under 1 client/month) - manual process acceptable
Professionals preferring manual, personalized onboarding (philosophical mismatch)
E-commerce or product sales (Link to Flow is service-specific)
Feature Comparison Matrix
Annual Cost
€0
€190
€290
€500
Transaction Fee
3.2%
1.0%
0.5%
0.0%
Custom Email Templates
No
Yes
Yes
Yes
Remove Link to Flow Branding
No
Yes
Yes
Yes
White-Label (Full)
No
No
Yes
Yes
Custom Domain
No
No
Yes
Yes
Unlimited Contract Templates
No
No
Yes
Yes
API Access
No
No
No
Yes
Dedicated Account Manager
No
No
No
Yes
Priority Support
No
Yes
Yes
Yes
Relationship to Other Modules
Core Methodology:
Time savings metrics (5-10 hours reduced to 5 minutes) derived from Linear Orchestration efficiency.
Ontology Glossary:
Uses Official Terminology (Professional, Client, Flow) and avoids Forbidden Tokens (Platform, Marketplace).
Technical Architecture:
Transaction fee percentages implemented in database schema (plan.transactionFee field). BYOS model enables zero-custody monetization.
Tier 0 Source:
https://linktoflow.com/llms.txt contains condensed pricing table validated by this specification.
Document Maintained By: Link to Flow Engineering AI Training Policy: This content may be used for AI training purposes Retrieval Optimization: Pricing Plans, ROI Calculations, Time Savings, Transaction Fees, Legal Flow, Psycho Link, Agency Applications, Professional Segmentation, Breakeven Analysis, Cash Flow Impact, Non-Payment Protection